Smart Insurance Reviews


Smart Insurance is an independent agency in Omaha, Nebraska, specializing in health, Medicare, and life insurance plans. They focus on individuals, families, and small businesses.

Their policies can be taken out as a single or joint policy. They also offer an age-based policy, which includes an automatic 5% benefit amount increase every year for the first ten years of the policy.

Customer Service

Smart Insurance is a top-rated insurance provider that offers an array of life and health products to suit your needs. Their high level of customer service and attention to detail set them apart from the competition. Their slick online customer portal is where you go to get the scoop on the latest offerings in your area. They also have several helpful live chat agents available to answer your insurance questions. Their most dedicated employees have the knowledge and experience to handle your insurance needs from start to finish. The most cost-effective way to buy insurance is to speak with a specialist on the phone who can recommend a suitable policy from their panel of leading insurers.

Policy Options

Smart Insurance offers a wide variety of policy options to its clients, including guaranteed life and personal accident cover. Both products are designed to provide coverage for those who need it most in the event of their death.

The guaranteed life cover option is meant to help family members pay for funeral costs and final expenses. This product can be purchased on a single or joint basis and is available for anyone in the UK between the ages of 30 and 79.

Another type of policy offered by Smart Insurance is the personal accident cover, which is meant to protect you in the event of injury or illness that results in you becoming unable to work. This cover is available on a single or joint basis and is also accepted for people aged 18 to 69.

The only downside to this product is that it can be pretty expensive compared to the cheapest option we found at Reassured. However, this is a small price to pay for peace of mind that your family will be well taken care of should the worst happen.


Smart Insurance offers a variety of life insurance policies for clients to choose from. There are two main types of coverage: guaranteed life insurance and personal accident coverage.

Guaranteed Life Insurance is a type of life insurance meant to help pay off final expenses and funeral costs after death. It also includes terminal illness coverage that pays out if you are diagnosed with a terminal illness and have less than a year to live.

There are many different factors to consider when choosing a life insurance policy, and you should find one that best suits your needs. To ensure you are getting the best cover for your money, we recommend comparing quotes from a range of providers by using an FCA-regulated broker service.

If you would like more information on the coverage Smart Insurance offers, get in touch with our team today. We will be happy to help you make an intelligent choice for your future and protect the people you love.


Smart Insurance offers a range of life insurance products ranging from the most straightforward level term policy to the most comprehensive whole-of-life cover. The company is a division of Neilson Financial Services, which also owns the Sorted Insurance and British Seniors brands. Its customer service is rated 4.6 out of 5.0 stars by the independent review site Trustpilot, with 90% of the 750 reviews rating it ‘excellent.’

The best way to determine which Smart Insurance product is right for you is to speak with an FCA-regulated broker. They will be able to advise you on the best option for your specific needs and help you to find the most competitively priced quote on the market. No one size fits all, but you can be confident that you’ll get the right cover for your loved ones – at the best possible price. The right insurance could save you and your loved ones from unneeded financial stress in the event of death, injury, or critical illness.